![]() ![]() 1-Month Expense AND Budget Tracker (Monthly budget) (Track 1 month expenses + budget on a single sheet, where you can set an overall monthly budget).1-Month Expense Tracker (Track 1 month of expenses on a single sheet).Each section contains a link to get a copy of the template. Scroll down further to see image examples, and detailed instructions on how to use each template. Here is a full list of the budget and expense templates. Review your monthly bills, and set up reminders in your phone so you don’t miss any payments or pay late.Every template/tracker comes with a graph that will visually display your expenses! You'll be able to see totals for each different expense type, for each different month, and you'll also be able to see your total overall. Digital calendars: If your primary goal is to track monthly payments, relying on your phone’s digital calendar could be a helpful and no-cost option.This way, purchases will be fresh in your mind and you should be able to confirm that both vendors and amounts on your statements are correct. Reconciling online statements: You could also track your spending by reconciling your online statements once a week (or more often, if you prefer).Consider creating an easy-to-track filing system in case you need to go back and review certain expenses. If this sounds like you, your best option is likely keeping receipts and reconciling them against your checkbook, credit card, and bank statements each month. Paper expense tracking: Some people prefer tracking their expenses on paper.You can customize your spreadsheet to meet your needs and modify it over time as needed. Consider setting up spreadsheets using Google Sheets or Microsoft Excel. Digital spreadsheets: For those who’d rather not rely on expense tracking apps, digital spreadsheets are a useful alternative.While most apps don’t require any heavy lifting, there’s a time commitment involved. Requires some upfront and ongoing work: To get the most out of a personal expense tracker app, you’ll need to do some work upfront and commit to using the app moving forward. ![]() If you have a question about whether your financial institution will connect to an app, contact the app’s customer service team to confirm.
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